Chandansingh Mehta — Product Manager & Business Analysis Leader

About

Executive Profile

Seasoned Senior Business Analyst with 14+ years across Banking, NBFC and FinTech - specialized in Loan Origination Systems (LOS), Digital Lending and enterprise product delivery. Currently designated as Product Manager at Veefin Solutions, driving end-to-end Business Analysis, Requirement Engineering, BRD/FSD authoring and Solution Design for enterprise lending platforms. Proven track record in UAT Governance, Stakeholder Management, API Integration and Production Stabilization - delivering zero-ambiguity, high-impact outcomes across cross-functional teams. Early adopter of Generative AI tools - leveraging AI for requirement documentation, workflow automation and faster decision-making.

At a glance

Executive Highlights

14+ Years across Banking, NBFC & FinTech

Product Manager (designated) at Veefin Solutions

Expert in Loan Origination Systems (LOS), SME & Retail Lending

Credit decision TAT reduced 50% (4 days → 2 days) via API integrations

Requirement Engineering, BRD/FSD & Functional Architecture

End-to-End Product Delivery using Agile

Enterprise UAT Governance & Release Management

SQL, Oracle, PL/SQL & Data-driven Solutioning

Stakeholder, Vendor & Executive Management

Digital Transformation & Process Automation

Production Stabilization & Continuous Improvement

Career

Professional Experience

Senior Business Analyst (Product Manager)

Veefin Solutions Pvt. Ltd.

Jun 2024 – Present

Designated as Product Manager; core responsibilities encompass Business Analysis, Requirement Engineering and Solution Design for enterprise LOS platforms
Onboarded 2 enterprise clients end-to-end (Configuration → UAT → Go-Live); 1 additional client in progress
Led API integrations (GST CredLink, PAN Profile, GST Advanced, MCA API) — reducing credit decision TAT from ~4 days to ~2 days
Authored BRDs, FSDs and Use Case documents; conducted As-Is / To-Be process mapping and gap analysis to streamline lending workflows
Managed and mentored a team of 3; facilitated sprint planning, backlog grooming and defect triage across releases
Served as single POC across Business, Engineering, QA and clients — driving change management and accelerating delivery
Partnered with tech leads on solution architecture, system integration design, feasibility and scalability assessments
Created client implementation playbooks and training material, reducing post go-live dependency on core product team

Senior Manager — Business Analysis

HDFC Bank

Dec 2022 – May 2024

Developed Eligibility, Deviation and Scorecard SQL utilities — achieving ~40% time savings in credit decision-making process
Reduced ~60% of defects in Eligibility, Deviation and Scorecard processes through automation and structured process improvements
Performed data analysis and data mapping for system migration — ensuring zero data loss; defined traceability matrix linking requirements to test cases
Revamped UAT governance with structured test planning, defect lifecycle tracking and release readiness sign-off framework
Owned end-to-end requirement lifecycle: Elicitation → User Stories → Acceptance Criteria → Solution Sign-off

Senior Business Analyst (CSM)

Veefin Solutions Pvt. Ltd.

Jul 2022 – Dec 2022

Conducted structured requirement elicitation workshops — translating business needs into FRDs and functional documentation
Performed gap analysis between existing system capabilities and client requirements; defined To-Be workflows and process improvements
Owned end-to-end UAT planning and enforced defect governance framework — ensuring release readiness sign-off from all stakeholders

Manager — Business Analysis

Axis Bank

Aug 2021 – Jul 2022

Gathered business requirements; prepared functional specs and conducted impact analysis for change requests on lending workflows
Managed vendor coordination and supported UAT execution, defect resolution and audit/compliance activities for lending systems

Manager — Business Analysis

Yes Bank

Aug 2019 – Aug 2021

Prepared BRDs, FSDs and process flow documents; participated across full SDLC from requirement analysis through post-production support
Conducted SIT, UAT and user training; defined acceptance criteria, tracked defects and validated system alignment with business scenarios

Previous Banking Experience

Assistant Manager

Harjai Computers

Jul 2018 – Aug 2019

Assistant Manager

HDFC Bank

Apr 2016 – Jul 2018

Assistant Manager

Kotak Mahindra Bank

Dec 2013 – Apr 2016

Jr. Officer

ADFC

May 2012 – Dec 2013

Impact

Key Enterprise Programs

NEDFi LOS

Directed end-to-end LOS implementation — streamlining credit appraisal and lending workflows, reducing TAT from 4 days to 2 days.

JSW One Finance

Owned business analysis, solution design and workflow definition for a scalable digital lending platform.

Muthoot Supply Chain Finance

Delivered automated vendor finance and supply chain lending solution reducing operational turnaround.

LOS Modernization

Led revamp of legacy lending platform improving scalability, maintainability and user experience.

Capabilities

Core Expertise

Business AnalysisLOS PlatformsDigital LendingSME & Retail LendingRequirement EngineeringBRD / FSD WritingFunctional ArchitectureSolution DesignUAT GovernanceStakeholder ManagementVendor ManagementProcess MappingAs-Is / To-Be DesignGap AnalysisChange ManagementAgile / ScrumRelease ManagementUser Story DefinitionAcceptance CriteriaSQL / Oracle / PL/SQLAPI IntegrationSystem Integration Testing (SIT)JIRACross-Functional LeadershipClient OnboardingProduction StabilizationProcess AutomationPostman / Balsamiq

Technical Stack

SQLOraclePL/SQLSQL DeveloperTOADJIRAPostmanDraw.ioBalsamiqMS OfficeOutlook

Recognition

Career Achievements

Delivered 3 end-to-end enterprise LOS implementations (NEDFI, JSW One Finance, Muthoot Supply Chain Finance)
Reduced credit decision TAT by 50% (4 days → 2 days) through strategic API integrations at Veefin
~40% time savings in credit decisioning + ~60% defect reduction through SQL automation at HDFC Bank
Zero data loss during critical system transitions via SQL-based data mapping and validation utilities
Improved release quality across multiple organizations through structured UAT governance and traceability frameworks
Successfully onboarded 2 enterprise clients end-to-end; implementation playbooks enabled self-sufficient client teams

Learning

Education & Certifications

Bachelor of Computer Applications (BCA)

Tilak Maharashtra University

Certified Scrum Master (CSM)

Scrum certification

AI Practitioner

Generative AI, Prompt Engineering & Agentic Tools (Anthropic/Claude Ecosystem)